Grocery Hack

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Why I am obsessed with saving money

This is a BIG IDEA. An idea so big it could CHANGE YOUR LIFE. Big idea part 1: If you spend considerably less than you earn and invest the rest, you can retire early and live off the investment income. Big idea part 2: The lower your expenses, the sooner you can retire, because you a) save more each year and b) you need less money invested to produce what you need in retirement. I’ve been a long...

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Meal plan and shopping list, Friday 17 October

We went shopping at Coles again this week and there weren’t a lot of bargains for us again, nothing to stock up on. Should have gone to Woolies! Yoplait yoghurt was two for $8, oat milk was 2 for $4.50 so that’s good for two weeks. Got two lots of canned chicken for hubby’s work lunch sandwiches at 40% off ($2 each), not ideal as it’s not free range but it gives him a break from tuna! We...

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Don’t throw out that veg! Make green soup!

Every week we receive an assortment of seasonal organic vegetables from The Organic Scarecrow. It costs $40 and I’m really pleased with the quality of what we get. The only problem is, they like to give us TONS of lettuce, rocket, kale, spinach and other green leaves. Seriously, there is only so much rocket and lettuce two people can consume in one week. So at the end of every week, we inevitably have a few sad bits and...

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No coupons thanks, we’re Australian

I’ve read money saving and debt payoff blogs and forums and often heard the complaint that ¬†Australia doesn’t have coupons. But really, bonus points are just the same as coupons, it’s just that you get the money off later, once you’ve pooled the minimum amount needed to collect a gift card. In the Coles (Flybuys) program that amount is $10, or 2,000 points. At Woolworths, it’s $5. But how do you get the bonus points? Supermarkets provide coupons...

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Almost a free lunch

I love getting something for nothing. If you haven’t already, you should sign up to both the Coles Flybuys and Woolworths Everyday Rewards loyalty programs. First reason: if you shop there anyway, you’ll get something for nothing. Second reason: if you shop at both, it encourages the supermarkets to increase their incentives to shop with them (i.e. the discounts they will offer to you). The basic level rewards are nothing to write home about and there will be...

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Meal plan and shopping list, Friday 10 October

As I mentioned in yesterday’s post, I don’t tend to shop to a meal plan. I might make a meal plan and go shopping, but come back with an entirely different shopping trolley of stuff! That’s because: a) the specials in the catalogues put out by the supermarkets only contain a selection of the offers that week, so it’s hard to know what is on special until you get there; plus b)you might get lucky with a few...

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Hey, you there! You’re special!

Shopping the specials is the second key hack to keeping your grocery costs low. Right off the bat I need to say this strategy could be a bit controversial in the personal finance world and it’s not for everyone. If you have to have a strict week to week grocery budget because you are on a low income or aggressively paying down debt, then it might be more appropriate to do a meal plan and shop to that....

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Does anyone actually buy saffron?

As I said yesterday, if you want to save money on food costs, you need to make meals with cheap ingredients.¬† Here are a few pointers. 1. Cheap ingredients are also usually simple ingredients, so that means staying away from anything processed and pre-prepared and leaning towards fruit and veg, nuts, seeds, plain old rice, and natural meat. 2. Fill up on seasonal veggies. I don’t subscribe to the paleo diet or anything else that tells me I...

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Hello!

Welcome to Grocery Hack, a lighthearted blog about getting well fed without blowing hundreds of dollars. Grocery Hack came about after I found that I was spending far less than my friends on my weekly shop. I wondered how many shoppers are out there who want to save money on groceries but don’t have time to work out just how to do that week to week. Here’s where I can help: by imparting nuggets of wisdom plus sharing...